Is Express Wages licensed and compliant?

Yes. Express Wages operates as a regulated earned wage access provider and maintains the licenses and certifications expected in the markets it serves.

  • California: Registered with the California Department of Financial Protection and Innovation (DFPI) under the California Consumer Financial Protection Law (CCFPL), Registration No. 04-CCFPL-2743168-3742871.
  • Nevada: Licensed under Nevada's earned wage access law, License No. EWA00016.
  • Missouri: Licensed under Missouri's earned wage access law, License No. EWA-26-9837.
  • Data security: Independently audited and SOC 2 Type II certified, covering how we protect customer and employee data.

Earned wage access also isn't a loan or credit product — employees access wages they've already earned, with no interest and no credit check.

If your team needs documentation for a procurement or compliance review, contact us at support@expresswages.com and we'll provide what you need.

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