Why can't I get an instant transfer to my bank?

Instant transfers depend on your bank supporting real-time payments. Most do, but some haven't turned it on yet. When yours doesn't, your money still comes through on the next-fastest option available to you, either Same Day (24 hours on business days) or Standard Transfers (2–5 business days).

Nothing's wrong on your end, and you don't have to do anything differently.

Common banks not allowing instant transfers at this time include Chime, Current.