How do you verify my identity, and does it affect my credit?

To set up your account, we confirm a few details about you, like your name, date of birth, SSN, and address. This is a standard identity check that helps keep your account secure and meets the legal requirements every financial service has to follow.

It's not a credit check. We're not looking at your credit score or your borrowing history, and this won't show up as an inquiry or change your score in any way.